The Western Australian Government provides insurance for the Education Department, including schools and camp schools, through a managed fund called RISKCOVER, which is administered by SGIC.

The worker’ Compensation and Rehabilitation Act 1981, provides statutory benefits to the Education Department, plus indemnity for legal liability, under common law, arising from personal injury to workers of the Department under contract of service.

Indemnity is given for physical loss of, or damage to property owned by employees and used in connection with their employment. So long as it is not otherwise insured. Money and jewellery are excluded.

So long as appropriate approval for camp is obtained, personal accident cover applies to voluntary workers, work experience and students attending camp. Compensation for medical expenses is limited to $10,000 per student. Compensation is also available for death, home tutorial expenses and funeral expenses.

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